Why choose Dot Dot Loans?

Why choose Dot Dot Loans?

Why choose Dot Dot Loans?

This doesn’t necessarily mean you can’t get a loan with a bad credit history – or find a direct lender that’s looking out for you if a high street extralend loans flex loan bank has turned you down in the past.

Dot Dot Loans is certainly not a brokerage and we also’re maybe not just a middleman. Connect with us and then we’ll function as only individuals you cope with. And there are yet more reasons to turn to us when you are searching for a credit loan that is bad

  • We are reasonable: No penalty costs and no included interest. You will just ever pay off the quantity we agree from the beginning. In the end, nobody likes nasty shocks
  • We are versatile: brief or long haul, it is possible to choose a payment period you like – from 3 to 48 months
  • We are friendly: We are constantly pleased to assist us, our UK-based customer service team are easy to get hold of with any queries you may have if you need to contact
  • We are fast: often, you merely can’t manage to hold off. Our fast loans for the bad credit rating might be to you in one hour to be authorized
  • We are fully controlled: We are completely controlled because of the Financial Conduct Authority (FCA) – so we just provide credit that is bad to clients who is able to realistically afford them

We are pleased with that which we do, so we’re focused on helping all our clients. But why take our term for this? Understand why we are ranked ‘Excellent’ considering our separate Trustpilot reviews.

Which are the great things about loans for bad credit?

Have you got a credit history that is less-than-perfect? That loan for bad credit from direct loan providers like Dot Dot Loans could be the ideal option. Here is why:

  • Easy and quick: From a straightforward online application to getting a short choice right away, our fast loans for bad credit are an actual assistance – perhaps perhaps perhaps not minimum if the funds’s required in an urgent situation.
  • Dealing with you as a person: we are going to never determine a credit card applicatoin on your own credit rating alone. We glance at your own personal circumstances, including earnings or profits, to be sure a loan suits you.

Which are the disadvantages that are potential?

As with any types of credit, you will find risks to be familiar with whenever trying to get bad credit loans from direct loan providers or agents. The 2 big items to look out for are:

  • Greater rates: Loans if you have a bad credit rating usually have higher rates of interest. The larger the attention price, the larger the cost that is overall of is supposed to be.
  • Payment concerns: adhering to your instalments is vital. By lacking a repayment, you might do further harm to your credit rating. But we are able to help in the event that you’re concerned about falling behind or lacking a repayment. Make contact with us to see just what your alternatives are.

Why might we have ‛bad credit’?

Bad credit may be the unofficial term for having a less-than-spotless credit rating. It may be you do not have past reputation for making use of credit after all. A few of the good reasons for having credit that is bad:

  • Creating a payment later (or not making one after all)
  • Trying to get credit way too many times in a short period
  • Getting a voluntary that is individual (IVA) or becoming made bankrupt
  • Being a new adult without any credit record that is previous
  • Going towards the British – you cannot bring a credit score from offshore

Also things you may perhaps perhaps not think of can harm your credit rating. You might never be registered to vote or there might be errors on your own file. But this doesn’t suggest you are stuck. Dot Dot Loans is here now to acquire a loan by having a credit that is bad – regardless of if other direct loan providers are saying “no”.